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Editorial Note: We gain a commission from companion backlinks on Forbes Advisor. Commissions do not have an effect on our editors' opinions or evaluations. Getty Chapter 13 bankruptcy is commonly known as “wage earner’s bankruptcy” or “repayment plan bankruptcy.The history of the Chapter thirteen filing stays in your credit score report for

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Chapter 13 requires repaying creditors some or all of what is owed using a a few- to five-year repayment plan. Chapter 13 filers maintain almost everything they personal, as well as payment prepare offers techniques to further improve sticky fiscal circumstances.You might have heard about Chapter 7 and Chapter 13 bankruptcy (those are the two most

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